The Hidden Costs of Your "Simple" Shipping Protection You are paying an insurance premium for shipping protection on every order. But when a package goes missing, are you really protected? Or are you sending your best customers into a frustrating, third-party claims process that damages your brand? Whether you pay that premium or pass it to the customer, you still own the outcome. That insurance premium looks small on a single order. At 1,000 to 10,000 orders a month, "1 to 2%" stops being a r